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It’s the Law: Switch Your Federal Benefit Checks to Direct Deposit Today!                                                                                                          

Source: U.S. Department of the Treasury, Financial Management Service

If you still receive a paper check for your Social Security or other federal benefit payments, you are required by law to switch by March 1, 2013. That’s only [X MONTHS/DAYS] from now.

Act now and make the switch before time runs out. You can sign up:

         At Citizens Bank & Trust

         Online at the U.S. Department of the Treasury’s Go Direct website,

         By calling the U.S. Treasury Electronic Payment Solution Center at (800) 333-1795 Monday – Friday from 8 a.m. to 8 p.m. EST.

It’s fast, free and easy to sign up. Wait times are usually minimal. Call now to avoid delays near the deadline and start enjoying the safety, ease and reliability of direct deposit right away.

Be Prepared

Have the following information on hand when you make the switch:

  • 12-digit federal benefit check number
  • Amount of most recent federal benefit check
  • Citizens Bank & Trust routing transit number*
  • Account number* and type – checking or savings

*This information is often on personal checks.

Keep Your Money Safe

Direct deposit is safer than paper checks. In fact, you are 125 times more likely to have a problem with a paper check than with an electronic payment. Even though direct deposit is safer, it’s important that you take steps to keep your money safe. The Treasury Department urges you to follow these three tips:

         Be careful of anyone who calls, texts or emails you asking for personal information.

         Do not give out your Social Security number or account information to anyone unless you are the one who has contacted them.

         Watch your checking or savings account often to make sure that all account activity is yours.

Remember, you are required by law to switch to an electronic payment option by March 1, 2013. Time is running out – make the switch today.

The Go Direct campaign is sponsored by the U.S. Department of the Treasury and Federal Reserve Banks. The Go Direct logo and Go Direct are registered service marks of the U.S. Department of the Treasury, Financial Management Service (used with permission).