Every organization needs a banking
relationship in which they conduct business with people who they trust.
At Citizens Bank & Trust, our healthcare team works closely with those
in the healthcare industry to evaluate each unique situation to develop
and formulate an adaptive & innovative solution. We believe that within
the situation lies the answer.
Our team approach is just that, a team of
healthcare banking professionals who are
fully engaged in fulfilling our promise to provide our clients with
solutions. At CB&T Healthcare Banking, we simply provide innovative
While most financial institutions offer very
little differentiation in ways of products and services, CB&T Healthcare
Banking’s innovative approach is what differentiates us and creates a
partnership with our client. Quite simply, we are just like a healthcare
organization, and because no two patients are alike, we don’t assume
anything and we believe in a "business is unusual"
Whether your company is experiencing growth or
you are investing in cutting edge technology, we’ll be there with terms
you can live with, and solutions you can depend on.
In a world where timing means everything,
we’ll help you develop a financing strategy that allows you to take
advantage of opportunities by having real time access to capital for
We understand that leasehold improvements are
a way of life for our healthcare clients. Finding that right space is
only the first step.
Working Capital Finance
The biggest challenge for companies today is
in managing their cash. We understand how receivables get stretched and
cash needs rise when demand rises. We believe that business is unusual.
In this ever changing environment, healthcare
organizations are constantly looking for ways to improve their bottom
line. We understand acquisitions and also understand how to finance
Commercial Real Estate
New construction, expansions, renovations, and
building purchases are all at the heart of the matter, which is to
provide our communities with convenient access to healthcare. Enough
Small Business Administration (SBA)
Utilize flexible programs and rate structures with