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Financial Calculators

Pre-tax Retirement Withholding


The Employee Benefits Division at Citizens Bank and Trust has been serving the needs of employers and their employees since 1963. Offering benefits services for both taxable and non-taxable employers, the Employee Benefits Division administers 401(k), 403(b), Cafeteria Plan, and other employee benefits plans.

The cost of administering these plans is often offset by tax savings to the employer through a reduction in Social Security and Medicare expenses. And employees can check the status of their plans online through the Retirement Plan Participant Summary.

Email the for more information. Investments made in the trust department are not obligations of these institutions or the holding company and are not insured by the FDIC. Investments made in mutual funds and other non-insured investments carry with them certain risks, including loss of principal.


Saving enough for retirement? Check out our Retirement Planning Calculator, too.

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Disclaimer: The results provided by this calculator are intended for comparative purposes only; accuracy is not guaranteed. This calculator is not intended to offer any tax, legal, or financial advice and does not assure the availability of or your eligibility for any specific product offered by Citizens Bank and Trust, its affiliates, or any other financial institution. The terms and conditions of products offered by financial institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation.