Efficiently take charge of the whole cash cycle with the full suite of Citizens Bank & Trust tools. Match your current processes or look for ways to streamline: the tools are flexible giving you quicker access and easier control of your funds. Put time back into your day – no matter how you plan to use it – with nothing more difficult than a call to schedule an onsite visit.
Remote Deposit (Check) Capture Service
Remote Check Capture Service (Zip Teller) enables you to make daily check deposits to your accounts from your own location. You’ll spend less time preparing your deposits and save both money and time eliminating daily trips to the bank. Using a simple desktop scanner, RCCS allows you to scan the checks at the point of capture, converting them to image-based technology for deposit. Your banking day is extended to 6 p.m. Central Time for same-day ledger credit using RCCS.
Merchant Card Processing
It takes more than extremely competitive rates to earn one the highest customer retention rates in the merchant bankcard and credit card processing industry. It also comes from exceptional customer service across all business lines to help you accept debit and credit cards. As a Citizens Bank & Trust merchant processing client, you’ll have access to a broad range of customer-centric products and services, including point-of-sale terminals, PC software solutions and Internet ecommerce options with national and international processing capabilities.
Positive Pay Service
Effectively combating check fraud requires the right tools. Positive Pay empowers you to immediately review suspicious check activity on your accounts, providing an opportunity to appropriately refuse payment of the item. You begin with a simple upload of your issued check information into Citizens Bank & Trust online banking system, ebankCBT.com. As checks are presented for payment, they are compared against this database. If there are items that do not match, you are able to view those exception items and quickly and easily make your pay or return decisions online.
Business/Corporate Credit and Debit Cards
Make tracking expenses across your entire business easy. Establish credit or daily limits per user based on job requirements to control costs or exposure
Online Banking System – ebankCBT.com
Effective funds management depends on information; ebankCBT.com delivers the full picture. Citizens Bank & Trust online banking system provides access to previous and current day information reporting on all of your accounts, including loans, as well as transaction origination capabilities. Access to this information on a daily basis allows you to efficiently manage your investment, cash concentration and disbursement activities. The system provides client-controlled authorization features to manage system access by user, application, functionality and amount, with multiple approval levels available.
Smart Business Services
Operating efficiently leaves more time to effectively manage all facets of your business. Smart Business Services make it second nature to access the most efficient and highest-return cash management tools available. The Smart packages supplement each other – based on your actual need – without a huge investment in time or resources to put them to work for you.
Check Recovery Service
A recent Federal Reserve Payments Study reported about 548,000 checks bounce each day, for a total value of $414,000,000. Returned checks can present on-going challenges and frustrations for you when it comes to recovery of those funds. Electronic re-presentment is becoming the method of choice for check recovery for many companies that accept paper checks for payment. This process can reduce the effort and costs associated with the collection process. A partnership between Global Check Recovery (GCR) and Citizens Bank & Trust provides a valuable collection service automating and enhancing your recovery efforts. In other words, your business can afford to accept checks as a preferred payment method.
Marble Cloud Security
Commercial banking customers are being defrauded by financial malicious software (malware) that uses the transfer and payment capabilities of online business banking to steal millions of dollars. Learn More!
Let’s talk! Contact a Commercial Banker or call 800-634-6203
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