Wealth Management Staff
Time is one of the most important aspects of a good
financial plan – call today for an appointment
with one of our experienced consultants.
President Wealth Management
Danette graduated from
Truman State University with a B.A. in Communications and a minor in
Justice Systems before receiving her JD from the University of
Missouri-Kansas City School of Law and becoming a member of the
Missouri Bar Association. She practiced law in Chillicothe before
joining Citizens Wealth Management in 2007.
Senior Vice President
completed a career as the co-owner and Chief Financial Officer of a
steel products manufacturing corporation, Jim joined the Citizens
family in 1992. Jim is a graduate of Northwest Missouri State
University with a Bachelor of Science degree in Accounting and
currently serves clients as the Business Development Officer for the
Wealth Management Division.
Tim Couch, CSOP
Senior Vice President
Tim joined Citizens in 1978
and his career at Citizens continues to this day. Tim holds a Bachelors Degree in Business Management from William Woods University. He has attended various Trust
related classes and seminars including ABA Principles of Banking School of Trust and Financial Planning, Cannon Trust Operations I-III, Cannon Trust
Tax I-II, and ABA Certified Securities Ops. Prof.
Dianne Oder, CTFA,
President & Trust
Dianne has earned a
Secretarial Certificate from NCMC and is experienced in both Commercial Banking
and the Trust Industry. She has also
attended the ABA Graduate School, ABA Bank Investments & Financial
Management, and Cannon Trust Schools I-III since joining Citizens in 1993.
President & Employee Benefits Officer
Mark graduated with a
B.S. in Business from the University of Nebraska. He acquired lengthy and
experience in the Accounting Industry before joining Citizens in 2001. Mark
specializes in Qualified Plans and is an Employee Benefits
Vice President & Business Development Officer
Bill has over
20 years of experience in the financial services sector and has
worked closely with high-net worth families, foundations, and a
variety of non-profit organizations through his work in trust
administration, investment management, and financial planning. Bill
focuses on the personal relationship and utilizes a comprehensive
approach in providing wealth management services that are tailored
to his clients and their needs. Bill is very involved in his
community and serves on a number of non-profit boards and committees
that promote charitable giving.
Jill graduated Summa Cum Laude from the University of
Missouri-Columbia with a Bachelor of Science (BS) degree. She
has previously held Series 7, Series 63, Series 66, and Missouri State Life and
Health Insurance licenses, and is a graduate of the 2007 Schools of
Banking School of Trust & Financial Services with an Honors Diploma.
In Wealth Management, Jill works directly with customers and is also
a trust administrator. She has 15 years of experience and has been with the bank since 2006.
Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value •
Not Financial Institution guaranteed
• Not a deposit • Not insured by any government agency