WHY PARTNER WITH
We can serve as an ERISA
3(21) co-fiduciary or an ERISA 3(38) fiduciary where we can act as a
discretionary investment manager shifting
fiduciary obligations on plan
investments from you, the Plan fiduciaries.
We have built our service model around our commitment
to being your comprehensive
Fiduciary Partner. We believe in face-to-face
contact and can provide ongoing participant education through our on-site
Do it For Me Strategy
For those that want a “do-it-for-me” strategy, we have
Risk-Based Managed Accounts
available, eliminating the stress from
participants having to make a selection.
Are your employees on track to reach their retirement goals? We offer face-to-face
delivery of individualized reports for participants to show them how much they
need to be saving to reach their goals.
Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value • Not Financial Institution
• Not a deposit • Not insured by any government agency